Funding Guides

Funding Guides

Designed specifically for brokers, our finance guides are a valuable resource to widen your knowledge base.

Property Finance

Everything your clients need to know about property finance.

Commercial Property Development Finance: The Complete Guide

What is Commercial Property Development Finance? Put simply, commercial property development finance is a type of loan to cover the cost of purchasing or developing a commercial property.

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Residential Property Investment Finance: The Complete Guide

What is Residential Property Investment? Residential property investment is a type of strategy that involves purchasing a flat or house and renting it out to generate an income.

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Portfolio Finance: The Complete Guide

What is Portfolio Finance? Over the last few years portfolio landlords have found it harder to fund larger portfolios due to size limits put in place by some lenders.

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How to Get a Loan to Buy, Refurbish and Sell a Property : The Complete Guide

What is Property Refurbishment Finance? Investors and developers use property refurbishment finance to buy and refurbish a property before selling it for a profit.

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Semi-Commercial Property Finance: The Complete Guide

What is a Semi-Commercial Property? Semi-commercial properties can cover a raft of different property and commercial elements.

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Mezzanine Finance: The Complete Guide

What is Mezzanine Finance? Mezzanine Finance is a hybrid of existing debt and Equity Finance that falls between them in an existing debt structure.

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HMO Mortgages: The Complete Guide

What is an HMO? HMO stands for a House in Multiple Occupation and refers to a property rented out by at least three individuals.

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JV and Equity Finance: The Complete Guide

What is Joint Venture (JV) Funding? Joint Venture (JV) funding, or Equity Finance as it is sometimes called, is often seen as an important tool.

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Bridging Finance: The Complete Guide

What is Bridging Finance? Bridging finance is a solution to short-term funding requirements.

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Buy-to-Let Mortgages: The Complete Guide

What is a Buy-to-Let Mortgage? Sometimes referred to as a Residential Investment Mortgage, Buy-to-Let Mortgages are for those who are investing in property.

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Commercial Mortgages: The Complete Guide

What is a Commercial Mortgage? Just as commercial properties come in all shapes and sizes, so do commercial mortgages.

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Understanding Personal Guarantees

What is a Personal Guarantee? A business owner must understand what personal guarantees are before signing.

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Business Finance

Everything your clients need to know about Business Finance. Feel free to reference our guides as they learn more about the products available to them as a borrower.

Business Investment Property Loans: The Complete Guide

What Are Business Investment Property Loans? Business investment property loans are for companies and individuals looking to buy a commercial property to rent out.

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Business Overdraft Credit Facilities: The Complete Guide

What is a Business Overdraft Facility? Business overdraft facilities can be used as a means of borrowing, and a cash flow solution.

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Tax Funding: The Complete Guide

How Can Tax Funding Help With a Business’s Cash flow? Sometimes businesses find themselves in situations where cash flow is tight.

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Understanding Personal Guarantees (Business)

What is a Personal Guarantee? A business owner must understand what personal guarantees are before signing.

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Unsecured Business Finance: The Complete Guide

What is Unsecured Business Finance? Whether your business is a start up or an established trading business you have likely considered it.

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Secured Business Finance: The Complete Guide

What is Secured Business Finance? A loan which is backed by security, such as property or business assets.

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R&D Tax Credits: The Complete Guide

What are R&D Tax Credits? Research and Development (R&D) Tax Credits are government reliefs supporting businesses making advances in science and technology.

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Recovery Loan Scheme: The Complete Guide

What is The Recovery Loan Scheme? The Recovery Loan Scheme is designed to facilitate UK based businesses greater access to finance.

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Trade Finance: The Complete Guide

What is Trade Finance? Trade finance is most commonly known as a type of working capital finance for importing and exporting goods.

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Supply Chain Finance: The Complete Guide

What is Supply Chain Finance? Supply Chain Finance is a form of Working Capital finance which falls under the Trade Finance umbrella.

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Merchant Cash Advance: The Complete Guide

What is a Merchant Cash Advance? A Merchant Cash Advance is a type of business finance designed for SMEs with card terminals.

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MBO/MBI Finance: The Complete Guide

What is a Management Buyout? An MBO is a change of corporate ownership where the company’s current managers acquire the company.

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Invoice Finance: The Complete Guide

What is Invoice Finance? Invoice Finance is a type of working capital facility used to unlock cash tied up in outstanding invoices.

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Buy-In Management Buyouts (BIMBO): The Complete Guide

What Is Buy-In Management Buyout (BIMBO)? A BIMBO incorporates characteristics of both MBO and MBI.

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Business Credit Cards: The Complete Guide

What is a Business Credit Card? A business credit card is a credit card held by a company rather than an individual.

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Asset Finance: The Complete Guide

Why Use Asset Finance? It allows businesses to purchase high-value assets that are critical to the operation of a business.

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