Supply Chain Finance: The Complete Guide

Supply Chain Finance optimises a business’s cashflow by advancing finance to suppliers, freeing up working capital. It is often used by buyers looking to accelerate payments to suppliers without tying up their own cash.

Key Features

• The facility is based on specific purchases, not a fixed loan.
• Payment terms usually 90 days to repay the lender.
• Lenders look at the buyer's strength for credit assessment.
• Can be used with other finance types like business loans.

Benefits include better supplier relationships, increased working capital, and reduced supply chain risk.