Expert Guide

Business Credit Cards: The Complete Guide

May 28, 2025 Money Pilot Team

A business credit card is held by a company but used by employees/directors. It helps manage cash flow by offering a period of interest-free credit (often up to 56 days) if paid in full.

Benefits

  • Reduction of administration expenses.
  • Separation of personal and business expenses.
  • Building a company credit score.
  • Managing cashflow gaps.

Available to companies of all sizes. Note that while the business is liable, many providers require a personal guarantee from directors.

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