Business Investment Property Loans: The Complete Guide

Business investment property loans are for companies and individuals looking to buy a commercial property to rent out. Otherwise known as a commercial investment mortgage, you use this loan to purchase property to rent out to only businesses.

How Does it Work?

Lending can be against all types of commercial properties including offices, retail units, warehouses, pubs, care homes, and schools. Interest rates and deposit requirements are usually higher than residential home loans as they are considered higher risk.

Other Costs to Consider

• Stamp duty (one of the most expensive upfront costs)
• Business rates and property insurance
• Annual checks and repair costs
• Void periods where the property sits empty