Expert Guide

JV and Equity Finance: The Complete Guide

May 28, 2025 Money Pilot Team

Joint Venture (JV) funding, or Equity Finance, is often seen as an important tool within a property investor or developer’s toolbox. It may be carried out to share skill sets or because an investor doesn't want to supply 100% of the equity finance on a project.

How Does it Work?

Equity finance is the layer of funding that is required over Senior, stretch senior or Mezzanine finance. Lenders may be able to achieve up to 95 percent of the overall development costs, however, they are still looking for the remaining funds. Equity Finance is the tranche of funds that is subordinated to the senior debt and mezzanine loans.

Risk and Costs

Providing equity to a property project is the most risky position. Debt and monies owed are often the last to get repaid. Equity providers may charge arrangement fees, a preferential interest rate, or a percentage of the project overall.

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