1. Did You Know? The Bank of England’s interest rate decision was lunch time TODAY! Great news the Bank of England base rate has dropped by 0.25% to 4.25%. Rates have a direct impact on borrowing costs, mortgage repayments, and consumer spending.

2. Insight: SMEs make up over 99% of all UK businesses. Despite their size, small and medium-sized enterprises (SMEs) account for about half of UK private sector turnover.

3. Did You Know? Inflation has shifted buying behaviours. UK consumers are becoming more value-conscious, opting for deals and loyalty rewards.

4. Insight: Digital adoption is no longer optional. Post-Brexit and post-COVID, UK businesses that have digitised their operations are growing 2x faster than those that haven’t.